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Why is the headline image for this post a pair of Golden Retriever puppies instead of a scary looking chart of the stock market? Because wouldn't you rather see a picture of a pair of Golden Retriever puppies😊?

The backdoor and mega-backdoor Roth IRA contribution/conversion might be extinct after 2021. As part of the Democrats’ House Ways and Means proposal, Roth IRA conversions of after-tax contributions will not be allowed starting in 2022.